No fees after purchase. + $6.95 Purchase charge. Your gift card is enclosed. To. From. Funds may not be available for 24 hours after purchase. terms and enclosed cardholder agreement for details. Important - be sure to provide the enclosed cardholder agreement to the gift card recipient. Expired card will be replaced upon request. Card funds never expire. Card is not redeemable for cash except where required by law. The card is issued by Sutton bank, member FDIC, pursuant to a license from visa USA., Inc. card is distributed and serviced by InComm financial services, Inc. Select any 4 digit pin at first use. No cash or ATM access. Card may be used in the US. and District of Columbia everywhere visa debit cards are accepted. Card may not be used at any merchant, including Internet and mail or telephone order merchants, outside of the US, or the District of Columbia. For security purposes, please check that the underlined portion of this number matches the number below. a $6.95 purchase charge will apply. Non-reloadable. A gift for you. Valid only in the united states.